Thursday, October 17, 2024

The power of the pen

 Well first off the staff here at the Mile 14 Southern Bureau has to apologize for not making our own imposed deadlines as promised, we let it go dark for an entire month and that's not right. But it was a weird month and nothing spectacular occured other than my friend Keith traveling through and stopped to give counsel on operation Walleye and gift me this treasure drove of tackle....thanks buddy. But soon our fortunes will reverse and we'll be in Mazatlan surf fishing and singing. My neck is soooo much better so I'll have adventures to report. Please come back to Mile 14.  Check out the goodies.

So what I thought I'd do is shine a little light....explain what's bothering me a bit and I'd bet dollars to donuts many or even all of you ' know the feeling ' .  In this day and age of instant information it takes just a little effort to shine the light as Howard Beal did in the movie  Network when he famously opened his window and encouraged people to yell out ' I'm sick and tired of this #%&* and I'm not going to take it anymore " . Howard called it a cleansing moment of clarity . So Mile 14 is my window. I have about 500 loyal readers and if some of those 500 have windows and....well you get the idea, maybe somewhere somehow somebody will hear.


These guys right here. Terrible . We've banked with these guys for over thirty years and have run mucho dinero through their system and what do you get for that...ya get mined, you get taken advantage of, robbed. Here's the short story. We had a wonderful Canadian couple come down to buy our camper. They brought a guaranteed bank draft for the Royal Bank of Canada that was for the agreed price adjusted to the current foreign exchange rate. Well, our friends here at Wells Fargo manipulate the exchange rate with what their own web page calls ' set at our discretion ' which is no more than a hidden fee of 3% , it's called a non-competetive exchange rate . In this case we were charged $ 545.00 good ol American Money for a safe and easy transaction.  So it goes like this.....I'm still in business, guide #003 Walleye expert fish killer for hire. Now being in a border State I have a huge customer base from Alberta that love to come south and fish with me. Of course we tailor the price so we can accept their currency for their convenience .So every week when I deposit my hard earned work these people at W.F. want me to give them 3 % of my life....I don't think so. W.F. is in the news a lot and I don't really need to go into that, you know the story but the final chapter of this mine job was when it was suggested we could make up the ' non competitive exchange rate ' by investing the left over money from the deposit in one of their CD's ....So it's hello Interstate Bank and if any of you Wells Fargo people want to go fishing we'll have a great professionally guided trip and I'll tell you about our ' fresh bait fee ' when the trips over . The only good news was just look how happy they were with their new camper and how cool it is .

Election : The next 18 days can't come soon enough and I'm sure all of us are feeling it. What a system, we have candidates that have raised and spent millions. We got commercials during the football game that last long enough for ya to cook a burger. Everybody's got a nasty nickname . Everyday our mail box has 4 to 10 of these in it....Kinda old school I'd say. I wish I'd saved them, we'd have had enough to wall paper that nursery bed room we've be working on....hehehe, pulling your leg with that one.

Taxes : One of the underlying themes this election season in Montana is - they don't like people moving here....yawn.... They complain about you all the while you're paving the roads and putting their kids through college. They think it's some kinda utopia and that new people are ruining it in many ways. Our rental house in Hamilton Mt. is 750 sq. feet and has one bathroom with two garages on 3 city lots, it's nice and has a beautiful view. For that we pay about the same property tax as our house in Alaska that was 2500 sq. feet with 3 bathrooms, two garages on 7 acres of riverfront . It's an absurd amount of tax here in Montana and somehow they've crafted it into being somebody's fault besides the government. 

But. Our elected officials got to thinking that this tax situation could end up with some of them getting unelected and how in the heck are they gonna change the world with that happening. So they come up with a rebate system to send you $$$$$ but it doesn't just come in the mail with a check and an apology, oh no, you have to apply for it and prove you're not one of those @#&%* non-residents....And then the next year you have to do it all over again cause ya mighta been lying the first time....and oh , I'm joking about the apology , that never happens . AND while this is all going on with ridiculous amounts of $$$$$ the State has a 2 billion dollar surplus in the budget . Go figure. That's 2,000,000,000....Yikes....
OK, I feel better...thank you for your patience. And don't forget to open that window and let people know of yet another unethical business practice at Wells Fargo Bank . 


Update : It's been a week now and I had hoped that the Bank would use some of the ' discretion ' they have mentioned on their webpage and somehow try to correct this situation a bit . No business person like myself would ever begrudge a business from making $$$$. But this amount on one transaction is ridiculous . I was left with a guy telling us he thought it was too much and after talking with his manager we were told someone would ' get back ' with us with either help or an explanation.....Well add ' lied to ' and 'ignored ' to the list along with 'taken advantage of and hidden fees ' ..... But stupid me, I could have taken the Canadian Bank draft to ANY bank and opened an account with absolutely no fee and a nice " welcome to our  Bank Mr. King '.





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